Terms & Conditions

Effective Date: April 12, 2025

Welcome to Worthrich! Please read these Terms and Conditions (“Terms”) carefully before using our website worthrich.com (“Site”), operated by Worthrich (“we,” “our,” “us”). By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing and using the Site, you agree to these Terms and Conditions, including any future amendments. We reserve the right to modify or revise these Terms at any time without notice, and such changes will be effective immediately upon posting on this page. Your continued use of the Site after any modifications constitutes your acceptance of the new Terms.

2. Use of the Site

  • Eligibility: You must be at least 18 years of age or the age of majority in your jurisdiction to access and use this Site. By accessing or using the Site, you represent and warrant that you are at least 18 years old or the required age in your jurisdiction.
  • Account Creation: Some features of the Site may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update your information as necessary.
  • Prohibited Uses: You agree not to use the Site for any unlawful purpose or to engage in any activity that could harm, disable, overburden, or impair the Site or interfere with another user’s use and enjoyment of the Site. Specifically, you agree not to:
    • Engage in fraudulent activities or provide false information.
    • Attempt to gain unauthorized access to any portion of the Site or any system or network connected to the Site.
    • Use any automated means, such as robots or crawlers, to access the Site without permission.

3. Intellectual Property Rights

  • Ownership: All content, materials, designs, trademarks, logos, and other intellectual property on the Site are owned by Worthrich or licensed to us, and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any part of the Site without prior written permission from Worthrich.
  • License to Use: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal and non-commercial purposes, subject to compliance with these Terms.

4. Services and Products

Worthrich offers financial advisory and wealth management services, as well as other related services. The descriptions of our services and products on the Site are for informational purposes only. We do not guarantee the availability of any service or product, nor do we guarantee the results of using our services.

  • No Financial Advice: The information on the Site is not intended as financial, investment, or legal advice. You should seek advice from a qualified professional before making any financial or investment decisions.

5. User-Generated Content

  • Content Submission: If you submit any content, including comments, feedback, or inquiries to the Site, you grant Worthrich a worldwide, royalty-free, and perpetual license to use, display, and distribute such content for any purpose.
  • Content Restrictions: You agree not to submit content that is unlawful, defamatory, offensive, or violates the rights of others. Worthrich reserves the right to remove any user-generated content at its discretion.

6. Privacy and Data Protection

We respect your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your data.

7. Links to Third-Party Websites

The Site may contain links to third-party websites that are not operated or controlled by Worthrich. We are not responsible for the content or privacy practices of these external sites. By using the Site, you acknowledge that Worthrich is not responsible for any third-party content or services, and you access them at your own risk.

8. Disclaimers and Limitation of Liability

  • No Warranty: The Site is provided “as is” and “as available.” We do not warrant that the Site will be error-free, secure, or free of viruses or other harmful components. We make no representations or warranties regarding the accuracy, reliability, or completeness of any content on the Site.
  • Limitation of Liability: To the fullest extent permitted by law, Worthrich shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use the Site, including but not limited to loss of data, loss of profit, or loss of business opportunities, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless Worthrich, its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.

10. Termination

Worthrich reserves the right to suspend or terminate your access to the Site at any time, without notice, for any reason, including but not limited to a violation of these Terms. Upon termination, all rights and licenses granted to you under these Terms will immediately cease, and you must stop using the Site.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the state or jurisdiction where Worthrich is headquartered, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA), and the venue for arbitration shall be in the state where Worthrich is headquartered.

12. Severability

If any provision of these Terms is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

13. Entire Agreement

These Terms, along with our Privacy Policy and any other legal notices published on the Site, constitute the entire agreement between you and Worthrich regarding your use of the Site. Any prior agreements, oral or written, are superseded by these Terms.

14. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

Thank you for using Worthrich!

Effective Date: April 12, 2025